Travel Insurance
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Gadget - means the portable electronic equipment owned by you, the replacement value of which must not exceed the limit shown in the table of benefits with the relevant proof of purchase, that is in good condition and in full working order at the time of your trip, including laptops, mobile phones, smart phones, iPhones, iPads, tablets, e-readers, MP3 Players, CD/DVD players, head/ear phones, satellite navigation devices, PDAs, handheld games, consoles, cameras, video cameras and wearable technology (e.g. smart watch or health and fitness tracker) but excluding drones.

All gadgets must be less than 6 years old at the start date of the insurance (18 months for laptops) and must have been manufactured to a UK Specification, with valid proof of purchase.

All gadgets must have been:

a) purchased as new in the UK and must be in full working order at the start date of this policy, or

b) purchased by you as refurbished in the UK, as long as, the refurbished gadget was sold with a minimum 12-month warranty and this stated on your evidence of ownership, or

c) gifted to you, as long it meets the criteria in points a) or b) above, and you are able to provide a UK Gift Receipt.

In addition, all gadgets:

a) cannot have been purchased during the trip,

b) cannot have been purchased outside the UK or Isle of Man,

c) must be in your possession and in good working condition (not accidentally damaged),

d) must not have not previously been repaired using non-manufacturer parts.